Every number verified against official IRS sources
The rules, penalties and strategies Wall Street won't explain. Decoded.
Plain-English answers on 401(k) limits, rollovers, early withdrawals and the SECURE 2.0 changes — every figure checked against IRS Notice 2025-67 and official government sources before we publish it.
IRS Notice 2025-67 · SECURE 2.0 Act · Plain English · Free
§ Latest guides
How we verify →
2026 Numbers · Verified
401(k) Contribution Limits for 2026: Every Number, Verified
The new $24,500 base limit, the $8,000 catch-up, the special ages 60–63 rule — and the mistake almost everyone makes with the super catch-up.
Read the guide →
SECURE 2.0 · Decoded
The 2026 Roth Catch-Up Rule and the $150,000 Line
Why some sources say 2026 and others say 2027 — both dates are real, but they apply to different people. The plain-English resolution.
Read the guide →
§ The channel
One clear answer a day, on YouTube.
Rollovers, early withdrawals, employer match, Roth vs Traditional, SECURE 2.0 changes — decoded in short, plain-English videos. Every video ends with the stamp: numbers verified.
§ Our sources
Our method →
We only publish figures we can trace to an official source — and we cite it, every time.
- — IRS Notice 2025-67 (contribution limits, Nov 13, 2025)
- — IRS Newsroom & Retirement Topics (irs.gov)
- — IR-2025-91 — Final regulations on the Roth catch-up rule
- — U.S. Department of Labor (dol.gov)