Disclaimer & Terms of Use
1. Educational purposes only
All content on 401kdecoded.com, in our emails, downloads (including the 2026 401(k) Cheat Sheet) and on the 401k Decoded YouTube channel is provided for informational and educational purposes only. It is not financial advice, tax advice, legal advice or investment advice, and it is not a recommendation to buy, sell or hold any security or to take any specific action with your retirement accounts.
2. No advisor relationship
401k Decoded is not a registered investment adviser, broker-dealer, accountant or law firm. Using this website, subscribing to our emails or watching our videos does not create any advisor–client, fiduciary or professional relationship. Always consult a qualified financial advisor, CPA or attorney about your personal situation before making decisions.
3. Accuracy of information
We verify the figures we publish against official sources — primarily IRS publications such as Notice 2025-67 and pages on irs.gov — and we cite those sources in our content. However, rules change and errors are possible. Information is provided “as is” without warranties of any kind, and it may not reflect the most recent legal or regulatory developments. Always confirm current rules on irs.gov or with a professional before acting.
4. Limitation of liability
To the maximum extent permitted by law, 401k Decoded and its operators shall not be liable for any loss or damage arising from your use of, or reliance on, any content on this site, in our emails or in our videos. You are solely responsible for your financial decisions.
5. Affiliate disclosure
Some links on this website or in our content may in the future be affiliate links, meaning we may earn a commission if you click through and make a purchase — at no additional cost to you. We only reference products or services we consider genuinely relevant, and affiliate relationships never change the numbers we report.
6. Intellectual property
All original content on this site (text, design, graphics, the 401k Decoded name and emblem) is the property of 401k Decoded. You may share links to our content freely; reproduction of substantial portions without permission is not allowed. IRS publications referenced are public U.S. government works.
7. External links
Links to third-party websites (including irs.gov and YouTube) are provided for convenience. We are not responsible for the content or privacy practices of external sites.
8. Contact
Questions about these terms: team@401kdecoded.com