The guides
Plain-English 401(k) guides. Every number verified.
Each guide is checked against official IRS sources before publishing, with citations at the bottom — and re-checked when the rules change. New guides land here alongside our videos.
2026 Numbers · Verified
401(k) Contribution Limits for 2026: Every Number, Verified
The new $24,500 base limit, the $8,000 catch-up, the special ages 60–63 rule — and the mistake almost everyone makes with the super catch-up.
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SECURE 2.0 · Decoded
The 2026 Roth Catch-Up Rule and the $150,000 Line
Why some sources say 2026 and others say 2027 — both dates are real, but they apply to different people. The plain-English resolution.
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Coming next
Early withdrawals & the 10% penalty, decoded
Published alongside our next videos — subscribe on YouTube or grab the free Cheat Sheet to not miss it.